Need an appraisal for an FHA-backed mortgage? Call Village Appraisal Ltd.

Village Appraisal Ltd. is OH state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-mortgage, be sure to contact Village Appraisal Ltd., as we are approved and certified to produce FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Village Appraisal Ltd. is well-trained on how to comply with the rules and regulations provided.

If you need an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

If your house loan is FHA certified, that means that the loan has been guaranteed by the FHA, which is a branch of the United States Department of Housing and Urban Development (HUD). The lending company provides all the money in the loan; the FHA simply insures the loan through mortgage insurance in case the borrower does not pay off his or her loan. Available to all homebuyers, FHA loan programs are formed to assist credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the FHA offers are extremely beneficial to purchasers with less starting income.